Yes, value can be expressed not only in monetary terms. If people find it very valuable, they should pay more attention to privacy. However, you can protect yourself from cryptolockers by remote backups as one of the ways.

Then all available and legitimate methods of ensuring confidentiality are adequate and justified. But sometimes at work you may need to use programs that you don’t really like etc. And without work, you will have nothing to eat. Maybe a little exaggerated.

Speaking specifically about me, I try to use free and open source software to the maximum extent possible. I only run non-free games sometimes. And sometimes some propriatary software for/at work.

If you are going to protect something, then you should not spend more on protection than the protected property is worth… It’s always about balance. :)