I’ve personally tried Lineage, CalyxOS and Graphene. I’m currently on Graphene because it has the most app compatability and at least has higher security claims than Calyx which is more FOSS/privacy focused with microg vs graphenes sandboxed Google play.
What really got me to switch was once banking apps started failing to work due to microg compatibility. That may or may not have been resolved by now.
If Privacy and avoiding sending any data to Google is your priority I would do Calyx since you can get push notifications through microg without signing into Google and you can get apps anonymously through the aurora store.
However if you want a better user experience I would suggest GrapheneOS with Sanboxed Google Play. It’s very solid and I haven’t had any issues getting any apps to work thus far.
I do not at least here in the US where I’m located only Google pay and Apple pay are supported. I have heard some Europeans mention their banking apps natively support their own contactless payment when I’m pretty jealous of