I fucking hate this shit.
Especially when the retailer does it. Like wtf dude, why do they care if its someone spending their money legitimately, or if its stolen, they get money either way. Is this some weird “we stopped fraudsters” PR campaign?
I’m wondering if the “@protonmail” or just non-Google emails they hate.
Btw: fuck Uber for that one time (about a year ago) when they blocked my account when I needed the return-ride. Wtf. Lyft worked fine for the return trip, fucking Uber lol
It rarely happens. It most often happens when traveling. FYI if you plan to travel you can typically inform your card company or bank ahead of time to avoid this.
Occasionally I have had it trigger when I’m at an event or convention where there are multiple vendors from out of state. Going from one to the other rapidly seems to trigger automatically.
I’ve never not been able to reverse it with a three minute phone call. Yes I can be annoying. But I’d rather be annoyed once every other year than have to deal with getting my money back.
Keep in mind fraud on a credit card is often really easy to deal with. But if someone takes money from your debit card, banks often take much longer to investigate and return the money. Whereas a credit card company will reverse the transaction on your card immediately and then investigate.
Well, that must suck for people living on the border…
I would imagine systems are a bit more adaptive than that, especially these days. I’ve had it happen when two vendors are a ways apart in origins. Like Colorado to Illinois.